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Your full guide to car insurance what cover you may need and where to find the best prices online in 2022

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What is Car Insurance?

Car insurance is a necessity for drivers in the United States. Car insurance is mandatory in all 50 states, although the minimum amount of coverage required varies from state to state. In general, most drivers need at least $500,000 in liability insurance and $100,000 in collision coverage to drive legally.

However, the amount of coverage you need and your deductible will vary depending on your driving history and your vehicle. In the United States, car insurance is one of the most commonly purchased products.

In fact, according to a study by the National Insurer Association (NIA), Americans spend an estimated $236 billion on auto insurance annually. That's more than credit cards and personal loans combined! So why are Americans so willing to shell out for car insurance?

There are a few factors at play. First,car insurance is often seen as a necessary evil. Most people believe that it's their responsibility to purchase and maintain coverage, even if they never use it. It's no secret that car insurance is one of the most important expenses you'll face.

Not only does it protect you financially in the event of a crash, but it can also help you recover costs associated with repairs or replacements. In order to ensure that you're getting the best deal on your policy.


3 Main Types of Car Insurance

There are three main types of car insurance:

  1. Liability
  2. Collision
  3. Comprehensive


Each type has its own benefits and drawbacks.

No one likes to think about car insurance, but it's a fact of life. In the U.S., the average driver spends over $1,000 a year on car insurance, and this figure is only going to increase as the population ages.